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the heritage exchnage Terms & Conditions

TERMS, PRIVACY & PAYMENT POLICY

Chilly Water Consulting LLC

d/b/a The Heritage Exchange

Effective Date: January 1, 2006


Welcome to www.theheritageexchange.net (the “Website”), owned and operated by Chilly Water Consulting LLC, a Nebraska limited liability company, doing business as The Heritage Exchange (“Company,” “we,” “us,” or “our”).

By accessing this Website or purchasing services, you agree to the following legally binding Terms.


1. BUSINESS MODEL DISCLOSURE

The Heritage Exchange provides marketing, promotional, listing, and consulting services.

We are not:

A broker

An auctioneer

An escrow service

A financing institution

A dealer (unless separately disclosed in writing)

We provide marketing exposure only. We do not guarantee:

A sale

A buyer

A specific number of leads

Revenue outcomes

Buyer performance

All transactions occur directly between buyer and seller.


2. PAYMENT TERMS & PCI COMPLIANCE


2.1 Secure Payment Processing

Payments are processed through secure third-party payment processors integrated via Marketing 360.

We do not store full credit card numbers on our servers.

All transactions are processed in accordance with applicable Payment Card Industry Data Security Standards (PCI DSS).


2.2 Data Security

The Website utilizes SSL encryption and secure hosting infrastructure. Payment data is transmitted via encrypted protocols.

While we implement commercially reasonable safeguards, no system is completely secure. By submitting payment information, you acknowledge and accept this inherent risk.


2.3 Customer Obligations

You agree:

Billing information is accurate and authorized.

You will not transmit cardholder data through unsecured channels.

You are the authorized user of the submitted payment method.


3. STRICT REFUND POLICY

All fees are earned upon activation of services unless specifically eligible under the limited 72-Hour Conditional Refund described below.


3.1 No Refund After Activation

Listing fees, marketing packages, setup fees, and consulting services are non-refundable once:

A listing is published

Marketing begins

The listing is activated

Advertising placement is deployed

Digital services are deemed delivered once published or activated.


3.2 72-HOUR CONDITIONAL SELLER REFUND POLICY

A seller may qualify for a refund ONLY under ALL of the following strict conditions:

The seller independently sells the listed machine or asset.

The sale occurs within seventy-two (72) hours of payment for listing services.

The seller provides a notarized bill of sale.

The notarized bill of sale must:
Be dated within 72 hours of payment

Clearly identify the asset sold

Identify buyer and seller

Reflect a completed sale

The refund request must be submitted in writing within 72 hours of payment.

All documentation must be submitted within that same 72-hour window.

Failure to meet ANY of the above conditions voids eligibility.

If approved, the refund will exclude:

Payment processing fees

Administrative costs

Any marketing services already deployed

We reserve sole discretion to determine eligibility.


4. CHARGEBACK & PAYMENT DISPUTE POLICY

By purchasing services, you agree:

Not to initiate a chargeback for services properly delivered.

That listing publication constitutes service activation.

That documentation including service logs, timestamps, IP logs, communications, listing screenshots, and agreement acceptance records may be submitted to the payment processor to contest disputes.

If a chargeback is filed:

You agree to reimburse chargeback fees if the dispute is resolved in our favor.

Fraudulent or bad-faith disputes may result in collection actions or legal proceedings.

We reserve the right to pursue damages for fraudulent chargebacks.


5. NO PERFORMANCE GUARANTEE

We do not guarantee:

Sale of any asset

Quality or seriousness of inquiries

Time to sale

Financial return

Buyer reliability

We provide marketing services only.


6. USER REPRESENTATIONS

You represent that:

You have authority to list the asset.

Information provided is truthful.

Images submitted are owned or authorized for use.

You comply with all applicable laws.

You grant us a non-exclusive license to use submitted content for marketing purposes.


7. WEBSITE USE RESTRICTIONS

You may not:

Use the Website for fraudulent purposes

Misrepresent ownership

Upload malicious content

Copy or scrape listings

Interfere with Website functionality

We may suspend or terminate access at our discretion.


8. INTELLECTUAL PROPERTY

All Website content, branding, layout, graphics, and marketing materials are property of The Heritage Exchange.

Unauthorized reproduction is prohibited.


9. PRIVACY POLICY


9.1 Information Collected

We may collect:

Name

Email

Phone number

Business information

IP address

Device/browser data

Form submissions

Payment transaction metadata (excluding full card numbers)


9.2 Use of Information

We use data to:

Deliver services

Process payments

Communicate regarding listings

Improve Website functionality

Maintain legal and accounting compliance

We do not sell personal information.


9.3 Third-Party Sharing

We may share limited data with:

Payment processors

Marketing 360 hosting infrastructure

CRM systems

Legal authorities when required


9.4 Cookies

We may use cookies and analytics tools to enhance user experience.

Users may disable cookies via browser settings.


10. DISCLAIMER OF WARRANTIES

The Website and services are provided “AS IS” and “AS AVAILABLE.”

We disclaim all warranties including:

Merchantability

Fitness for a particular purpose

Non-infringement

Continuous availability


11. LIMITATION OF LIABILITY

To the fullest extent permitted by law:

Total liability shall not exceed the amount paid for the service in question.

We are not liable for indirect, incidental, consequential, or punitive damages.


12. INDEMNIFICATION

You agree to indemnify and hold harmless The Heritage Exchange from claims arising from:

Buyer/seller disputes

Misrepresentations

Legal violations

Inaccurate listings


13. GOVERNING LAW

These Terms are governed by the laws of the State of Nebraska.

Any dispute shall be resolved exclusively in Douglas County, Nebraska.


14. MODIFICATIONS

We may modify these Terms at any time. Continued use constitutes acceptance.


15. CONTACT INFORMATION

Chilly Water Consulting LLC

d/b/a The Heritage Exchange

17082 Dora Hamann Pkwy

Omaha, NE 68116

Email: support@theheritageexchange.net

Website: www.theheritageexchange.net

Copyright © 2026 Heritage Exchange - All Rights Reserved.

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